PRIVACY POLICY AND TERMS OF USE

Effective Date: July 7, 2014

Privacy Policy

BY VISITING AND USING THIS WEBSITE AND ANY WEBSITES, WEB PAGES AND SERVICES OPERATED BY ONETITLE NATIONAL GUARANTY COMPANY, INC., OR ITS AFFILIATES (“ONETITLE”, “WE”, OR “US”) THAT ARE LINKED (“ONETITLE SITES”), YOU ARE AGREEING TO THIS PRIVACY POLICY.

Your use of and access to the OneTitle Sites is expressly conditioned on your acceptance of the following terms and conditions. If you do not or cannot agree with any part of the following terms and conditions, you may not use or access the OneTitle Sites. Please note that this privacy policy only applies to the information that we collect via the OneTitle Sites.

Title V of the Gramm-Leach-Bliley Act (GLBA) generally prohibits any financial institution, directly or through its affiliates, from sharing nonpublic personal information about you with a nonaffiliated third party unless the institution provides you with a notice of its privacy policies and practices, such as the type of information that it collects about you and the categories of persons or entities to whom it may be disclosed. In compliance with the GLBA, we are providing you with this document, which notifies you of the privacy policies and practices of OneTitle.

This Privacy Policy is incorporated into and subject to OneTitle’s Terms of Use. Each time that you access or use the Sites you signify that you have read, understand, and agree to be bound by the Terms of Use and this Privacy Policy. If you do not agree to the Terms of Use and this Privacy Policy, you must discontinue accessing or using the Sites.

 

COMPANY POLICY

The privacy of your non-public personal information is extremely important to us. We use safeguards to protect your privacy and confidentiality. We reserve the right to change our privacy policy by posting such change to the OneTitle Sites. Any change will be effective immediately upon posting on the OneTitle Sites.

 

SECURITY

OneTitle uses good-faith efforts to maintain physical, electronic, and procedural safeguards to guard your non-public personal information. Any personal information you enter into online forms or surveys will be encrypted to ensure it remains private. We also limit the right of access to your information to employees that need to use the information to respond to or process your request or transaction. However, while we strive to protect your personal information, we do not ensure or warrant the security of any information you transmit to us, and you do so at your own risk.

 

INFORMATION COLLECTION

During your visit to the OneTitle Sites, we may gather certain information about your visit automatically, even if you do nothing but browse through our sites and read the information contained. This automatic information collected does not identify you personally. For example, we may automatically gather the internet domain, IP address from which you access the OneTitle Sites, the date and time you access OneTitle Sites, and the pages you visit.

 

We may also collect information about you, which may consist of:

  • Your name, address, and telephone number.
  • Your social security or government ID numbers.
  • Your email address.
  • Your financial information

 

We may collect this information from:

  • Your application or other forms you provide to us.
  • Correspondence you and others direct to us.
  • Information obtained during the course of your transaction from you and others involved in your transaction, including realtors, attorneys, or lenders.

 

COOKIE USAGE

In order to provide you with customized service, we make the use of “cookies.” Cookies are files that help us identify your computer and respond to it. You may disable cookies on your own computer, but you may not be able to download online documents unless cookies are enabled.

 

CHILDREN’S POLICY

We do not knowingly collect information from children under the age of 18. We delete any information that we discover has been provided by children.

 

CHOICE AND OPT OUT

You may remove your information from out database so as not to receive future communications or to close your account by:

  • Emailing us at privacy@onetitle.com
  • Calling us at 212-641-0200
  • Writing us at 222 Broadway, 19th Floor, New York, NY 10038

 

If you prefer not to receive electronic promotional communications, you can opt-out by following the unsubscribe instructions found in each communication.

 

LINKS TO OTHER SITES

Hyperlinks may be utilized to access external or third party sites, you should be aware that these external or third party sites are not controlled by us and, therefore, are not subject to the Privacy Policy. We recommend that you consult the privacy policies of these third party sites to determine how your personal information will be utilized by the operators of these sites.

 

INTERNATIONAL USERS

The OneTitle Sites and its Services are hosted in the United States. If you are using the Sites and Services from outside the United States, by providing your information, you are consenting to the transfer of your information to the United States for processing and maintenance in accordance with this Privacy Policy and related Terms of Use. You are also consenting to the application of United States Federal, and New York State Law in all matters concerning the Sites and Services.

 

APPLICABLE LAW

By using the sites and services, you agree that the laws of the State of New York, without regard to its conflict of laws principles, govern this Privacy Policy and any dispute of any sort that might arise between you and OneTitle.

 

HOW TO CONTACT US

If you have any questions about or Privacy Policy, please contact OneTitle:

  • By email: privacy@onetitle.com
  • By telephone: 212-641-0200
  • By mail: 222 Broadway, 19th Floor, New York, NY 10038
  • In person: 222 Broadway, 19th Floor, New York, NY 10038

 

Terms of Use

  1. General Use. This Website is owned and operated by OneTitle National Guaranty Company, Inc. (“OneTitle”). Unless otherwise indicated, all Materials on this Web site are the property of OneTitle. You may not copy, republish, reproduce, upload, post, transmit, distribute, or use for the creation of derivative works the content on OneTitle’s Sites without OneTitle’s prior written consent. Except that OneTitle grants you non-exclusive, non-transferable, limited permission to access and display the Web pages within this site, solely on your computer and for your personal, non-commercial use of this Web site. This permission is conditioned on your not modifying the content displayed on this site, your keeping intact all copyright, trademark, and other proprietary notices, and your acceptance of any terms, conditions, and notices accompanying the content or otherwise set forth in the OneTitle Sites. Notwithstanding the foregoing, any software and other materials that are made available for downloading, access, or other use from the OneTitle Sites that contain their own licenses, terms, conditions, and notices will be governed by such licenses, terms, conditions, and notices.
  2. Links to Other Sites. The linked sites contained in the OneTitle Sites are not under the control of OneTitle and OneTitle is not responsible for the content of any linked site or any link contained in a linked site. OneTitle reserves the right to terminate any link or linking program at any time. OneTitle may provide links from its websites as a convenience to you. Display or access to a link should not be interpreted as an endorsement of any company, products, or content associated with the link. Accessing of any of the links provided on the OneTitle sites, is done entirely at your risk.