Who We Are


OneTitle’s leadership team is one of the most experienced in the industry, having closed thousands of residential and commercial transactions in the past fifteen years. Our leadership and underwriting teams have the deep local knowledge that comes from living and working in New York. We also draw on a board of experienced business leaders with substantial backgrounds in insurance, real estate and financial services.




  • Each policy over $250,000 is directly backed by a global reinsurer with assets of $1.55 billion and an A.M. Best financial strength rating of A-(Excellent). The coverage is evidenced by an ALTA Facultative Reinsurance Agreement with Direct Access, providing direct legal recourse for OneTitle policyholders. This gives OneTitle clients dramatically expanded safety and peace of mind.
  • We are a private-equity backed company with significant financial resources. OneTitle has the financial capacity to take on critical residential and commercial transactions and routinely insures transactions large and small.
  • Our strong, clean balance sheet has no legacy policy liabilities. Moreover, as the sole direct-only title insurer—without any traditional independent title agents—we eliminated the single greatest financial risk: escrow theft by independent agents.
  • OneTitle is authorized to provide title insurance for all Fannie Mae, Freddie Mac, FHA and HUD loans, as well as jumbo, commercial, and other non-conforming loans.
  • OneTitle National Guaranty Company is licensed and regulated by the New York State Department of Financial Services.
  • The company is a member of the American Land Title Association and adheres to ALTA best practices.


B. Lance Sauerteig, Chair

Lance Sauerteig, Chair, is the President of BLS Strategic Capital and a Partner of Balance Point Capital Advisors, a provider of mezzanine debt and equity capital to select lower middle market companies. He is an active investor in financial services companies, real estate, restaurant franchises, and venture capital in the pharmaceutical space, and serves on the boards of Chemwerth, Inc., United Aluminum Corporation, and Putney, Inc. He holds an AB from Princeton University and a JD from the University of Michigan Law School.

Seth Brown

Seth Brown is a co-founder of OneTitle and the Founder and Principal of Aspen Equities LLC, a real estate investment firm focused on green residential projects in New York City.  He is a graduate of Yale University and received an MBA from the Yale School of Management.  Mr. Brown is also a co-founder of Next City, a national nonprofit dedicated to improving America’s cities, which has received support from the Ford Foundation, the Rockefeller Foundation, and the Bank of America Foundation.

Teresa Chia

Teresa Chia is a Managing Director of White Mountains Capital, a subsidiary of White Mountains Insurance Group, Ltd. (NYSE: WTM). White Mountains is a Bermuda domiciled holding company with operations and investments in a variety of insurance and related businesses around the globe. White Mountains has a proven track record of backing successful innovators in the insurance industry, most notably as the owner of Esurance from 2000 until its sale to Allstate in 2011. Ms. Chia joined White Mountains in 2013 and, prior to that, was a private equity professional at Permira Advisors and Nautic Partners. Ms. Chia is a graduate of Wellesley College and Harvard Business School.

Erik Horvat

Erik Horvat is Managing Director with Fosun Property Holdings, a US-based real estate subsidiary of Fosun International, the largest conglomerate in China with a global presence in insurance, pharmaceuticals, real estate and industrial operations. Prior to Fosun, Mr. Horvat was Director of World Trade Center Redevelopment for the Port Authority of NY & NJ, overseeing all finance, development and operational activities for the 14 million square foot, 16-acre site, one of the largest mixed‐use projects ever developed in New York City. Prior his work on the World Trade Center, Mr. Horvat was co‐founder and Managing Partner of Acre Properties, a Manhattan‐based boutique real estate advisory and development firm focused on special situations and value-add real estate. He was also Head of Development and Asset Management for Lennar Urban Northeast, directing the redevelopment of Port Imperial South in Weehawken, NJ. He was also Vice President of Development for Edison Properties where he was responsible for every aspect of The Ludlow, a highly successful mixed-use residential development on the Lower East Side of Manhattan. Mr. Horvat serves on the Columbia Business School MBA Real Estate Program Advisory Board, Lower Manhattan Cultural Council (LMCC) Board, Downtown Alliance Board and is a Council Member with the Urban Land Institute. He holds a BS in Accounting from Purdue University and an MBA from Columbia Business School.

John Lapides

John Lapides is President of United Aluminum Corporation, a rolling mill in North Haven, CT, which serves markets worldwide.  He is a graduate of Yale University and Stanford University Business School.  Mr. Lapides is a member of the Board of Directors of the Aluminum Association and is active in the New Haven, CT community.

Stanley Lefkowitz

Stanley Lefkowitz is the Chief Financial Officer of a large family office based in New York. His work focuses on estate planning, taxes and regulatory issues. He has served as Chairman of the Board of Visitors of the College of Science and Technology at Temple University and on the Princeton University’s Graduate School’s Dean’s Council. He received his Ph.D. from Princeton University.

Barry Nalebuff

Barry Nalebuff is the Milton Steinbach Professor at Yale School of Management. An expert on game theory, he has written extensively on its application to business strategy. He serves on the board of Nationwide Insurance and is the cofounder of Honest Tea, a company that sells ready-to-drink iced tea that truly tastes like tea. Honest Tea was one of Inc. Magazine’s fastest growing companies and has grown to annual sales over $100 million. In 2011, Coca-Cola purchased the company. A graduate of MIT, a Rhodes Scholar, and Junior Fellow at the Harvard Society of Fellows, Professor Nalebuff earned his doctorate at Oxford University.

Daniel C. Price

Daniel C. Price, Co-Founder, President and Chief Executive Officer, is a senior financial services executive and principal investor with substantial leadership experience in insurance, residential mortgage origination and operations and related fields. Prior to founding OneTitle, Mr. Price was an Acting Principal with Moelis Capital Partners focused on financial services investments and Senior Vice President of Gracie Asset Management, where he led business strategy for a $2 billion asset management firm. In these roles, he led the evaluation of investments in numerous insurance and other financial services firms with a particular focus on real estate transaction services—including title insurance—and mortgage lending including and retail banking. Prior to his time at Moelis and Gracie, Mr. Price was a management consultant for McKinsey & Company, where he was a member of that firm’s financial services and strategy practices. Among his clients were a range of insurers and consumer lenders, including one of the three largest mortgage lenders. He holds an MBA with honors from Columbia Business School and a BA from Yale University.

OneTitle National Guaranty Company is a licensed title insurer in the State of New York. Accordingly, OneTitle is prohibited from providing you with legal advice. If we are unable to answer your question we can connect you with a member of our OneTitle Advisory Board upon your request. Advisory Board participant’s opinions and recommendations are provided in their role as independent practicing attorneys and shall not be considered to be the opinion or recommendation of OneTitle.