OneTitle Announces New Financial Capacity for Large Transactions

OneTitle Announces New Financial Capacity for Large Transactions

New reinsurance agreement provides direct, life-of-policy coverage on all title policies in excess of $250,000 at no additional cost to clients

OneTitle to extend expanded reinsurance retroactively to all policies already issued

OneTitle National Guaranty Company, Inc. ( today announced that as of July 1, 2016, OneTitle dramatically expanded both the company’s capacity to insure large transactions and the protection OneTitle offers to policyholders.  Under a new automatic facultative reinsurance agreement provided by a global reinsurer, each OneTitle policy—including both large and small commercial and residential transactions—will be directly and individually reinsured for all losses in excess of $250,000 for as long as the policy is in effect, at no additional cost to clients.

This structure, combined with OneTitle’s announcement earlier this year of an additional $14 million capital commitment led by White Mountains Insurance Group, Ltd. (NYSE: WTM), gives clients both dramatically expanded security and the ability to leverage OneTitle’s lower filed rates even on large commercial transactions.

OneTitle’s reinsurance structure is a significant improvement over commonly-used reinsurance treaties as it provides each policyholder direct legal and financial recourse to the reinsurer for any and all claim amounts over $250,000.  The reinsurance coverage remains in effect for as long as the policy is in effect and is provided by a $1.5 billion global insurer.

OneTitle is automatically providing this enhanced level of protection to existing policyholders at no additional cost.

“OneTitle now provides the gold standard in protection to our clients—past, present and future,” said Daniel C. Price, Co-Founder, President and CEO of OneTitle, a title insurance underwriter that works directly with attorneys, lenders, loan officers and buyers. “This new agreement also strengthens our position significantly, enabling us to work with larger, commercial clients buying substantially more expensive properties.”

Separately, OneTitle recently released a study analyzing public real estate data in New York State designed to help attorneys, lenders, investors and consumers better understand title insurance and the potentially significant cost savings when an investor, consumer, attorney or lender compares prices and services with various title insurance companies. The full report is available by request by contacting

About OneTitle National Guaranty Company, Inc.
OneTitle National Guaranty Company, Inc. is a direct title insurance underwriter that generally saves homeowners, homebuyers and investors at least 20% on most transactions thanks to a combination of premium rates that are 10% lower than OneTitle’s major competitors, and a decision to eliminate nearly all of the common fees charged in New York. OneTitle is licensed by the New York State Department of Financial Services.  OneTitle policies above $250,000 are backed by significant reinsurance coverage. For more information, visit