OneTitle is a New York-based title insurance underwriter that offers lower rates, unbeatable service, leading technology, and reduced risk. We work directly with investors, developers, homeowners, attorneys and lenders. Be in touch or start saving with our rate calculator.
The other major title underwriters operating in New York State file rates together—identical rates. But because we don’t work through agents, we can afford to file lower rates. Surprised? Our filed rates are 10% lower. When you add our lower fees, our total savings are generally over 20% vs. most title agents. See how much you can save.
Working directly with OneTitle—a licensed insurer—allows purchasers, attorneys and lenders to speak directly with our underwriting team, experts with the power to make quick decisions. We resolve complex title problems quickly, meet closing deadlines, and never have to wait for help or permission from an insurer.
OneTitle uses game-changing technology that is years ahead of our competitors. This advanced software makes it incredibly easy to see status in real-time, clear exceptions and get to the closing table faster and with fewer problems and interfaces seamlessly with our lender clients. Of course, we are also always available by phone and in-person.
When you work with OneTitle, you work directly with a New York State licensed insurance company. We are not an abstract company or a third-party title agent. We are the insurer. Backed by substantial reinsurance, OneTitle has the financial capacity to take on critical residential and commercial transactions.
Unlike other title insurance underwriters, OneTitle is based in New York State. Our management and underwriters live and work in New York, and all decisions are made here. We operate in all 62 counties of New York State.